About Sterling Ridge Capital

Empowering Businesses with Fast, Flexible Funding

"Capital is that part of wealth which is devoted to obtaining further wealth. The entrepreneur’s greatest tool is not just an idea, but the resources to bring it to life."

Sterling Ridge Capital's Maxim

Let’s Build Your Future—Together

At Sterling Ridge Capital, we go way beyond traditional lending to provide fast, flexible, and tailored financing solutions that truly support business growth. With funding available up to $10 million and same-day approvals for qualified businesses, we ensure entrepreneurs have the capital they need—when they need it. Our approach is built on trust, transparency, and a commitment to success, offering customized options like merchant cash advances, business lines of credit, equipment financing, and more. Unlike traditional banks, we focus on opportunity, not just credit scores, making financing accessible when it matters most. Whether you're expanding, stabilizing cash flow, or overcoming financial hurdles, we’re more than just a lender—we’re your partner in success.

Did you know?

According to SBA, HBR, NFIB surveys and more

of businesses fail due to cash flow issues

82%

Don't just become another number in this statistic; rejuvenate your business today!

Our Mission

Our mission is simple: to provide businesses with the financial strength to grow, adapt, and succeed—no matter the economic climate. Whether you're expanding, bridging cash flow gaps, or overcoming financial hurdles, we’re here to help you move forward with confidence.

Who We Are

At Sterling Ridge Capital, we believe every business—whether it's thriving or facing challenges—deserves access to the right financial resources. We specialize in alternative business funding, offering fast, flexible, and strategic capital solutions tailored to the unique needs of small and medium-sized businesses.

Certified Experts in Business Financing: Trusted, Transparent, and Results-Driven

At Sterling Ridge Capital, we are certified business financing experts, equipped with the industry knowledge and qualifications to provide top-tier funding solutions. Our commitment to excellence and transparency ensures that every client receives expert guidance, fast approvals, and customized financial solutions tailored to their business needs.

$10 M

Funding available up to $10,000,000

<24 HR

Get funding in under 24 hours for qualified applicants

95+

Partner firms - perfect for your business needs

What We Offer

We understand that traditional financing isn’t always an option. That’s why we offer custom funding solutions that put business owners in control:

Merchant Cash Advances – Fast working capital based on your revenue
Business Lines of Credit – Flexible funding on equipment for your business when you need it
Equipment Financing – Upgrade or replace essential assets without cash flow disruption
Invoice Factoring – Turn your unpaid invoices into immediate cash
SBA & Term Loans – Long-term financing for sustainable growth

With funding up to $10 million and same-day approvals for qualified businesses, we make sure you have the capital you need—when you need it.

Why SRC?

At Sterling Ridge Capital, we invest in your success. Whether you’re thriving, rebuilding, or somewhere in between, we’ll provide the capital and support to keep your business moving forward

Speed & Simplicity – Get approved and funded in as little as 24 hours
Flexible Terms – Custom solutions tailored to your needs
Expert Guidance – A team that truly understands small business challenges
No Hidden Fees – Transparency you can trust

A True Partner in Your Success

We know that behind every business is a dream, a team, and countless hours of hard work. That’s why we take a human-first approach to financing.

For business owners looking to grow: We’ll structure the right funding solution so you can scale confidently.
For those facing challenges: We’ll help you navigate financial uncertainty with options designed to get you back on track.

We don’t just look at numbers—we look at potential.