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Terms & Conditions

Terms and Conditions

1. Agreement to Terms
These Terms and Conditions ("Terms") govern your access to and use of the website (the "Website") operated by Sterling Ridge Capital ("Company," "we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Website.

2. Changes to Terms
We reserve the right to update, modify, or change these Terms at any time without prior notice. Any changes will be effective immediately upon posting to the Website. Your continued use of the Website after such modifications constitutes acceptance of the updated Terms.

3. Eligibility
By using this Website, you represent and warrant that you are of legal age to form a binding contract.

4. Use of the Website

  • You may only use the Website for lawful purposes.

  • You agree not to use the Website in any way that could damage, disable, overburden, or impair it, or interfere with any other user's use.

  • Unauthorized access, data mining, scraping, or other forms of misuse are strictly prohibited.

5. No Financial or Legal Advice

  • The content on this Website is for informational purposes only and should not be considered financial, legal, or professional advice.

  • We strongly recommend consulting a qualified financial or legal professional before making any financial decisions.

6. Communications & Consent to Contact

  • By submitting an inquiry, application, or request for information on this Website, you expressly consent to being contacted by Sterling Ridge Capital, its affiliates, agents, or third-party service providers via phone, email, SMS, or other communication methods.

  • You acknowledge and agree that we may contact you even if your number is listed on any federal, state, or internal Do Not Call (DNC) list. If you wish to opt out of communications, you may do so by following the opt-out instructions provided in our communications.

7. Limitation of Liability

  • Sterling Ridge Capital and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website.

  • We make no warranties or representations regarding the accuracy, reliability, or completeness of any content on this Website.

8. Third-Party Links

  • The Website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party websites.

9. Indemnification
You agree to indemnify, defend, and hold harmless Sterling Ridge Capital, its officers, directors, employees, and affiliates from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from your use of the Website or violation of these Terms.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of  Wyoming, without regard to its conflict of law principles.

11. Dispute Resolution

  • Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA).

  • The arbitration shall take place in Sheridan, Wyoming and the decision of the arbitrator shall be final and binding.

  • You waive any right to participate in a class action lawsuit or class-wide arbitration.

12. Additional Terms for Loans, SBA Loans, Mortgages, etc.

  • In addition to these general Terms, additional terms and conditions may apply to specific loan products and services. These additional terms will be disclosed during the loan application process.

13. Entire Agreement
These Terms constitute the entire agreement between you and Sterling Ridge Capital regarding your use of the Website and supersede all prior agreements and understandings.

By using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.

A legal disclaimer

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